Chris Salter started MoneySavingReport in 2019 after surviving a complete financial meltdown. Chris decided to make some hard lifestyle changes that in turn fixed his sloppy financial situation and got him out of debt. After 7 difficult months he managed to pay off all of his credit card debt, as well as putting some money aside for an emergency fund. He crawled out of this mess wiser and stronger and made the decision to share with the world what he learned, so that he can help others who may be in a similar situation.